MHN Health Insurance for Mental Health Treatment
An estimated 1.2% of adults in the US struggle with at least one form of OCD, or Obsessive Compulsive Disorder. Additionally, 7.1% of all US adults, or more than 17 million adults in the US, struggle with major depression. Both of these disorders have the ability to wreak havoc in one’s life, especially when left unattended to and untreated.
For individuals who have tried a variety of medications for both OCD as well as depression in addition to traditional counseling and alternative therapies, regaining a sense of normalcy in your life may seem next to impossible. However, one alternative therapy, Transcranial Magnetic Stimulation (TMS), is proving to be extremely effective in a variety of problem areas, from traditional depression and anxiety to PPD, or postpartum depression.
What is TMS?
TMS, or Transcranial Magnetic Stimulation, is a therapeutic solution to help with stimulating a variety of brainwaves that may be dulled or not fully expressed. TMS uses the power of magnetic waves to help in the stimulation process without causing pain or requiring the patient receiving the stimulation to use anesthesia or any other pain blocker. With TMS, patients may begin to see and feel results in their overall mood and thinking process in as little as four to five weeks of consistent treatment.
How the Affordable Care Act Helps With Mental Health Coverage
Depending on your current healthcare and insurance provider, the Affordable Care Act may cover the mental health care you require for the depression you have. From traditional counseling and psychotherapy to alternative mental health solutions, the coverage you qualify for will highly depend on the current insurance provider you are using as well as the overall coverage you have available.
How Co-Pays and Deductibles Work
A deductible is considered the amount that must be paid into an insurance policy before an individual can receive a specific treatment or type of care. If you have a deductible of $500, you will be required to pay at least $500 in service fees or in coverage and treatment before you qualify for major services or in some cases, treatments, and medications. It is essential to review deductibles for each insurance policy you are interested in obtaining before selecting and applying for the coverage that is right for you based on affordability as well as your current budget.
The co-pay you are required to pay is the amount or fee that is typically due upon receiving service, such as attending an appointment or visiting a counselor. When you have health insurance that covers mental health services, you will likely have a co-pay of $0, or a co-pay that ranges anywhere from $5-100, depending on the type of care or treatment you are seeking. Before attempting to schedule an appointment for TMS, it is advisable to verify that your current provider and insurance company covers the care you are interested in. Your co-pay is likely to vary based on the service you require as well as your current insurance policy for TMS treatment.
MHN and Mental Health Coverage
If you currently have MHN insurance and you are wondering does insurance cover depression treatment, you may qualify for TMS solutions. Currently, MHN provides treatment and coverage for the following behavioral health services:
- Therapy and counseling sessions with licensed psychiatrists, therapists, counselors, and qualified psychologists
- Ongoing treatment as well as aftercare/follow-up treatment if medically necessary
- Inpatient treatment options as well as “IOP”, or intensive outpatient programs may also be covered under MHN insurance, depending on your current policy and coverage level
Because insurance policies and levels of coverage vary for each person, it is best to contact MHN or your insurance provider to inquire about does insurance cover depression treatment for you individually. Currently, Pulse TMS does work with MHN to provide individuals with the care and treatment they need with proper referrals and a medical diagnosis of depression.
Benefits of TMS for Depression in Treatment-Resistant Patients
Research shows that patients who undergo at least 4 to 5 weeks of TMS treatment feel a reduction in their depression signs and symptoms. Individuals who use TMS treatment also report feeling a sense of normalcy return to their lives, which is optimal for those who struggle with serious or disruptive OCD behaviors as well as major depressive disorder symptoms.
With TMS, patients report experiencing fewer depressive symptoms, allowing them to spend more time focusing on other aspects of their lives, thus resulting in an overall boost in their quality of life. Additionally, those who use TMS as a form of long-term treatment also report that their levels of focus have improved as well as their ability to obtain a good night’s sleep on a regular basis.
In addition to treating those with depression, TMS has proven highly effective in treating those with OCD, or Obsessive Compulsive Disorder. The FDA has actually permitted the marketing of TMS for OCD patients after 38% of those struggling with OCD and undergoing TMS treatment in a trial reported significant improvement of their condition and a reduction of their symptoms altogether.
Using TMS is one of the best non-invasive treatments available for individuals who are struggling with depression and/or OCD and are treatment-resistant or do not wish to turn to pharmaceuticals. With a few ongoing treatments of TMS, it is possible to help stimulate various areas of the brain that can help to bring a sense of normalcy and peace into your life again.
If you are struggling with depression and/or OCD and you are considered treatment-resistant, you may find relief with a solution such as TMS, or Transcranial Magnetic Stimulation. At Pulse TMS, work towards living a life free of OCD and depression symptoms with a TMS solution that is right for you. Contact Pulse to verify your insurance to determine whether or not your current policy covers depression treatment with TMS today.